Employee Benefits Chart *SAFFU* January 1, 2009

 
Benefit Description Benefit Option
Total Cost
Employee Cost 25%
Employer Cost 75%
Group Life Ins
* Max $400,000

3) 3x Annual Salary

$0.20/$1,000

$0.05/$1,000

$0.15/$1,000

AD&D

Automatically matches Life Insurance option

$0.0279/$1,000

$0.006975/$1,000

$0.020925/$1,000

Dependent Life

2) Spouse $10,000/Child $5,000

3) No Coverage

$2.19

$0.00

$0.55

$1.64

Long Term Disability

2) 75% Taxable

$2.24/$100

$0.56/$100

$1.68/$100

Employee Assistance Program

Automatically Employer paid

$7.35

 

$7.35

Alberta Health Care

1) Single

2) Family

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Extended Health Care

2) Single-Prescriptions 100%/All other 100%

Family-Prescriptions 100%/All other 100%

$86.73

 

$198.42

$21.68

 

$49.60

$65.05

 

$148.82

Vision Care

1) Single-100% No Deductible $350/2 years

Family-100% No Deductible $350/2 years

2) No Coverage

$7.53

 

$20.61

 

$0.00

$1.88

 

$5.15

$5.65

 

$15.46

Dental Care

2) Single-Basic 100%/Dentures & Major & Orthodontic 50%

Family-Basic 100%/Dentures & Major & Orthodontic 50%

$43.07

 

 $128.32

$10.77

 

$32.08

$32.30

 

$96.24

 

2009 Rates for Optional Life and Optional Spousal Insurance

 
(Cost per $10,000 Coverage)

Male
Female
Age Smoker
Non-Smoker
Smoker
Non-Smoker
to 39
$0.86
$0.56
$0.48
$0.31
40 - 44
$1.71
$1.11
$1.14
$0.74
45 - 49
$2.95
$1.92
$1.71
$1.11
50 -54
$4.85
$3.15
$2.66
$1.73
55 - 59
$8.36
$5.43
$4.66
$3.03
60 - 64
$14.25
$9.26
$7.51
$4.88