BENEFIT DESCRIPTION

BENEFIT OPTION

TOTAL COST

EMPLOYEE COST 20%

EMPLOYER COST 80%

Group Life Ins

* Max $400,000

1) 1x Annual Salary

2) 2x Annual Salary

3) 3x Annual Salary

$0.20/$1,000

$0.04/$1,000

$0.16/$1,000

AD&D

Automatically matches Life Insurance option

$0.0279/$1,000

$0.00558/$1,000

$0.02232/$1,000

Dependent Life

1) Spouse $5,000/Child $2,000

2) Spouse $10,000/Child $5,000

3) No Coverage

$.97

$2.19

$0.00

$0.194

$0.438

$0.776

$1.752

Long Term Disability

1) 66 2/3% Non-Taxable

2) 75% Taxable

$2.71/$100

$2.24/$100

$2.71/$100

$0.448/$100

$1.792/$100

Employee Assistance Program

Automatically Employer paid

$7.35

$7.35

Alberta Health Care

1) Single

2) Family

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Extended Health Care

1) Single-Prescriptions 75%/All other 100%

    Family-Prescriptions 75%/All other 100%

2) Single-Prescriptions 100%/All other 100%

    Family-Prescriptions 100%/All other 100%

$71.33

$164.72

$86.73

$198.42

$14.27

$32.94

$17.35

$39.68

$57.06

$131.78

$69.38

$158.74

Vision Care

1) Single-100% No Deductible, $350/2 years

    Family-100% No Deductible $350/2 years

2) No Coverage

$7.53

$20.61

$0.00

$1.51

$4.12

$6.02

$16.49

Dental Care

1) Single-Basic 100%

    Family-Basic 100%

2) Single-Basic 100%/Dentures & Major & Orthodontic 50%

    Family-Basic 100%/Dentures & Major & Orthodontic 50%

$36.20

$109.13

$43.07

$128.32

$7.24

$21.83

$8.61

$25.66

$28.96

$87.30

$34.46

$102.66

(Cost  per $10,000 Coverage)

MALE

FEMALE

AGE

SMOKER

NON-SMOKER

SMOKER

NON-SMOKER

TO 39

$0.86

$0.56

$0.48

$0.31

40-44

$1.71

$1.11

$1.14

$0.74

45-49

$2.95

$1.92

$1.71

$1.11

50-54

$4.85

$3.15

$2.66

$1.73

55-59

$8.36

$5.43

$4.66

$3.03

60-64

$14.25

$9.26

$7.51

$4.88