EMPLOYEE BENEFITS CHART  **CUPE** JANUARY 1, 2010

BENEFIT DESCRIPTION

BENEFIT OPTION

TOTAL COST

EMPLOYEE COST 20%

EMPLOYER COST 80%

Group Life Ins
* Max $400,000

1) 1x Annual Salary

2) 2x Annual Salary

3) 3x Annual Salary

 

$0.197/$1,000

$0.039/$1,000

$0.158/$1,000

AD&D

Automatically matches Life Insurance option

$0.0275/$1,000

$0.0055/$1,000

$0.022/$1,000

Dependent Life    

1) Spouse $5,000/Child $2,000

2) Spouse $10,000/Child $5,000

3) No Coverage

$.96

$2.16

$0.00

$0.19

$0.43

$0.77

$1.73

Long Term Disability

1) 66 2/3% Non-Taxable

2) 75% Taxable

$3.673/$100

$2.206/$100

$3.673/$100

$0.4412/$100

$1.7648/$100

Employee Assistance Program

Automatically Employer paid

$6.93


$6.93

Alberta Health Care

1) Single

2) Family

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Extended Health Care

1) Single-Prescriptions 75%/All other 100%

    Family-Prescriptions 75%/All other 100%

2) Single-Prescriptions 100%/All other 100%

    Family-Prescriptions 100%/All other 100%

$72.40

$167.19

$88.03

$201.40

$14.48

$33.44

$17.61

$40.28

$57.92

$133.75

$70.42

$161.12

Vision Care

1) Single-100% No Deductible $350/2 years

    Family-100% No Deductible $350/2 years

2) No Coverage

$7.64

$20.92

$0.00

$1.53

$4.18

$6.11

$16.74

Dental Care

1) Single-Basic 100%

    Family-Basic 100%

2) Single-Basic 100%/Dentures&Major&Orthodontic 50%

    Family-Basic 100%/Dentures&Major&Orthodontic 50% 

$36.74

$110.77

$43.72

$130.24

$7.35

$22.15

$8.74

$26.05

$29.39

$88.62

$34.98

$104.19

2010 RATES FOR OPTIONAL LIFE AND OPTIONAL SPOUSAL INSURANCE

(Cost  per $10,000 Coverage)


MALE

FEMALE

AGE

SMOKER

NON-SMOKER

SMOKER

NON-SMOKER

TO 39

$0.86

$0.56

$0.48

$0.31

40-44

$1.71

$1.11

$1.14

$0.74

45-49

$2.95

$1.92

$1.71

$1.11

50-54

$4.85

$3.15

$2.66

$1.73

55-59

$8.36

$5.43

$4.66

$3.03

60-64

$14.25

$9.26

$7.51

$4.88