EMPLOYEE BENEFITS CHART **CUPE** JANUARY 1, 2010
BENEFIT DESCRIPTION |
BENEFIT OPTION |
TOTAL COST |
EMPLOYEE COST 20% |
EMPLOYER COST 80% |
Group Life Ins* Max $400,000 |
1) 1x Annual Salary 2) 2x Annual Salary 3) 3x Annual Salary |
$0.197/$1,000 |
$0.039/$1,000 |
$0.158/$1,000 |
AD&D |
Automatically matches Life Insurance option |
$0.0275/$1,000 |
$0.0055/$1,000 |
$0.022/$1,000 |
Dependent Life |
1) Spouse $5,000/Child $2,000 2) Spouse $10,000/Child $5,000 3) No Coverage |
$.96 $2.16 $0.00 |
$0.19 $0.43 |
$0.77 $1.73 |
Long Term Disability |
1) 66 2/3% Non-Taxable 2) 75% Taxable |
$3.673/$100 $2.206/$100 |
$3.673/$100 $0.4412/$100 |
$1.7648/$100 |
Employee Assistance Program |
Automatically Employer paid |
$6.93 |
$6.93 | |
Alberta Health Care |
1) Single 2) Family |
$0.00 $0.00 |
$0.00 $0.00 |
$0.00 $0.00 |
Extended Health Care |
1) Single-Prescriptions 75%/All other 100% Family-Prescriptions 75%/All other 100% 2) Single-Prescriptions 100%/All other 100% Family-Prescriptions 100%/All other 100% |
$72.40 $167.19 $88.03 $201.40 |
$14.48 $33.44 $17.61 $40.28 |
$57.92 $133.75 $70.42 $161.12 |
Vision Care |
1) Single-100% No Deductible $350/2 years Family-100% No Deductible $350/2 years 2) No Coverage |
$7.64 $20.92 $0.00 |
$1.53 $4.18 |
$6.11 $16.74 |
Dental Care |
1) Single-Basic 100% Family-Basic 100% 2) Single-Basic 100%/Dentures&Major&Orthodontic 50% Family-Basic 100%/Dentures&Major&Orthodontic 50% |
$36.74 $110.77 $43.72 $130.24 |
$7.35 $22.15 $8.74 $26.05 |
$29.39 $88.62 $34.98 $104.19 |
2010 RATES FOR OPTIONAL LIFE AND OPTIONAL SPOUSAL INSURANCE
|
(Cost per $10,000 Coverage) | |||||
MALE |
FEMALE | ||||
|
AGE |
SMOKER |
NON-SMOKER |
SMOKER |
NON-SMOKER | |
|
TO 39 |
$0.86 |
$0.56 |
$0.48 |
$0.31 | |
|
40-44 |
$1.71 |
$1.11 |
$1.14 |
$0.74 | |
|
45-49 |
$2.95 |
$1.92 |
$1.71 |
$1.11 | |
|
50-54 |
$4.85 |
$3.15 |
$2.66 |
$1.73 | |
|
55-59 |
$8.36 |
$5.43 |
$4.66 |
$3.03 | |
|
60-64 |
$14.25 |
$9.26 |
$7.51 |
$4.88 | |






